Online Same-Day Loans for Bad Credit Are you facing an urgent cost to cover? Whether it's a broken-down boiler or an urgent medical bill, there are times when you can't afford to wait around. There may not be savings available to draw from. In the event of affordability Our simple same day loans will help you address your goals and get your life back in order. You can apply online for a loan between PS100 and PS1,000 with no security or guarantor. If approved, we'll transfer your loan that same day. We also consider your credit history so that you can still receive the same day loan even if you have people with bad credit. Find out how you can apply for Dot Dot Loans. What are these loans? The loans are paid out of your bank account right after the loan application is accepted. They usually come with an online application that is simple with quick replies from lenders and an immediate payout. You can apply for an immediate loan to cover sudden expenses that cannot wait. This is why they are a short-term loan option. You can borrow small amounts of cash to deal with temporary issues and pay it back in some weeks or even months. Where can you find a same-day cash loans? Sometimes it is not easy to draw money from your savings accounts when the unexpected happens or when unexpected costs increase. The online loans that offer the same day financing can assist with the cost of unexpected expenses. This can be: Repairs to washing machines or boilers Repair costs for vehicles or MOTs Medical and vet bills Life is unpredictable - however knowing that you can secure an advance loan in the very next day is enough to ease your stress. What are the benefits of same day online loans? It is not necessary to submit an extended application or wait for weeks for an response like with other forms of personal finance. Dot Dot Loans is a quick loan lender for those who have bad credit. You will get an answer in only a few minutes and your loan will be transferred swiftly, provided you meet all affordability requirements. Online applications are convenient because there is no need to go to the bank or to the store to fill out an application. It's possible to apply online using your smartphone, computer, or laptop in just minutes. After you've completed your application you can return to the day. There are many cash loans that can be obtained without the requirement of the security of a guarantor or security. It may be more easy to qualify for these loans if you've got low credit scores. Even if you've got poor credit, it's possible to get quick loans for low credit. What are the different types of online loans available on the same day? payday same day loan loans or instalment loans are popular sources of quick cash. Although both can be used for the same purposes however, there are some important differentiators in their use. Payday loans will help you to get by until the next paycheck. Any outstanding loans must to be paid back in one lump amount. The fees are often expensive and come with high interest rates. Instalment loans may be a better option. Instalment loans permit you to reduce the cost of the loan by making lower monthly installments. We provide instant loans, without the hassle of penalties for late payment. What are guaranteed same-day loans? There are some lenders who provide guaranteed same day cash loans. This could mean that they will accept your request. There could be lenders who promise loans within the same day for customers who have poor credit and lack a guarantor. These claims might seem too promising to be true. All lenders authorized by the Financial Conduct Authority must offer loans that are fair and ethical. This means conducting affordability checks to prevent against taking on loans that you aren't capable of paying for. Although responsible lenders may promise they'll transfer your loan same day if they approve your application, they cannot assure acceptance. What is the process for our same-day loans? work Dot Dot Loans makes it simple to obtain an advance in just a few minutes. Just use our short-term loans calculator to decide the amount you'd like to borrow, see the repayment terms that are offered, and verify the total cost prior to deciding to make an application. We offer same-day cash, starting at PS100 up to 1,000 PS. The repayment of the loan in 3 to 9 months dependent on the amount you borrow. It's just a matter of minutes to apply and you will be notified in a short time. We'll conduct credit and affordability tests as responsible lenders to ensure you get a loan you can manage to pay for. If you're in a bad credit situation and can't afford the monthly installments we are able to offer the same day loan for UK residents. You could get your loan on the same day if your application has been approved. Approved loans are funded at any time of the day, all every day. Then, we'll collect your payments automatically. Short-term loan Exemplary Example Borrow PS250 and pay monthly installments of PS133.65 The total amount due PS400.95 The rate of interest is 284.76 percent per year (fixed). 1228.67% of Representative APR Dot Dot Loans is the right choice for you as your same-day loan lender Our goal is to make things simple, fast, and easy. We're also a lender that offers loans same day to those with bad creditors. This means that you will always know who is behind the loan. It's safe to apply online for one of these same-day loans. Quick: Apply within minutes Get a quick decision, receive your loan on the same day (subject to affordability). Honest You'll be able to tell that the amount you've agreed to pay upfront will be the amount you'll repay. Flexible: You can borrow between PS100 & PS1,000 and break the cost out in 3 to 9 months, depending on the amount of loan. Responsible lending: Dot Dot aims to practice responsible lending. We will perform an affordability test as part of your loan application, which is not just beneficial to us, but also will benefit you since it gives you confidence that you'll be in a position to manage your loan. The customer service team in the UK support team is available for assistance. Highly recommended: Trustpilot reviews have rated us as excellent by our clients. Is it possible for me to receive a same-day payday loan? A bad credit score isn't always the best option when applying for a online same-day cash loan. You must carefully think about how much you want, why you need it, as well as whether you are able to afford the payments. If you're already in debt, a new loan is unlikely to ease your burden. If you have concerns about managing a loan, we can assist you in getting in contact with PayPlan. You can also receive free and independent debt advice from National Debtline, StepChange, and MoneyHelper. Do I have the right to take advantage of a Dot Dot Loans same-day online loan? Dot Dot Loans offers a instant cash advance when the following requirements are met: You must be at least 18 years old. You have an UK address You're employed or you have benefits. If you have an email address that is active and your mobile number You have bank account information and debit card details Can I get a same-day loan with bad credit? Like all financially responsible financial institutions and lenders that are responsible, we use our standards to determine if we can offer you a loan. Be aware that your credit score does not have any bearing on the decision. We'll take into consideration your earnings and expenses. There are options for loans that allow same-day payment with bad credit. However, this is dependent on your financial capacity. How much instant cash can you borrow? The loans for short-term are available from PS100 and PS1,000. We can approve your loan the same day we approve it, 24 hours a day. How does Dot Dot's sameday UK loans work? You can spread the cost for our cash loans on the same day for poor credit in fixed installments of 3-9 months depending on how much you're able to borrow. Look over the sliders in our short-term loans calculator to find the repayment conditions. After your application has been approved, Direct Debit will automatically collect your repayments. Although your monthly payment will be the exact same every month, the situation may change. Our team of experts will help you establish an alternative plan in case you worry about missing or becoming behind. There isn't any charge for late payments however, we can be charged for late payments. But, it could affect the credit score of yours. What is the interest rates? The amount of money you borrow will impact the interest rate. To determine the interest rate you pay, check our short-term loans calculator. All our rates are fixed in advance. This means that the amount you pay in interest every month will be the same, which can make the same day loan more affordable to budget for. Are there any other fees? We don't charge late payments additional interest, fees or any other shady fees. Apply for a UK loan today! The same day emergency loans for those with bad credit can help you deal issues as quickly as they happen. Our short-term loan calculator can help you get started. Pick the amount you would like to borrow, calculate your monthly repayments, and then calculate the amount you'll have to pay back. Once you're happy to go ahead, hit 'apply now then proceed to our short application form. Remember that we do not consider your credit history and can provide same-day loans to those with poor credit. We'll get back to you as quickly as we can. All approved loans are available for financing anytime of the week. If you have any questions you have, please refer to our FAQs or reach out to our team of experts.