Online Bad Credit Lending - Same Day Credit Are you facing an urgent bill to pay? It doesn't matter if the issue is an unrepaired boiler or an unexpected medical bill. There are times when you can't wait. It's possible that there aren't any savings that you can borrow from. In the event of affordability our easy same-day loans can help you meet your needs and get back on track. Online applications are available for any amount between PS100 and PS1,000. There is no guarantor nor security. Once approved the loan will be processed the next day. We will also look at your credit score to ensure that you can still receive a same-day loan for poor credit. Continue reading to find out details about same-day cash loans, and the procedure you can make an application to Dot Dot Loans. What are instant loans? This refers to any loan that you can get in your account as soon as your application has been approved. They often come with an easy online application, and quick responses from lenders. The same-day loan was designed to pay for unexpected expenses that can't wait. You can get a little amount to solve temporary problems and pay the loan back within a few weeks or months. For what can same-day loans be employed? Unexpected costs or disasters can cause problems to access savings. Online loans with same day funding could help pay for expenses as fast as is feasible. You can pick: Repairs to washing machine or boilers can result in high costs for home maintenance Repair costs of vehicles or MOTs Medical and vet bills It's difficult to know the future. Knowing that you can obtain a loan within a couple of hours could help alleviate your stress. What are the benefits of instant online loans? There is no requirement to fill in lengthy applications or wait for weeks for an answer, like you would with other forms of personal financial. Dot Dot Loans offers fast approvals and allows you to transfer your loan quickly. You don't even need to visit a branch of a bank or go to a store to apply online. Apply online using your smartphone, laptop or computer in a matter of minutes, and then go about your day. A majority of same-day cash loans are offered without any security or guarantee. You may find it more easy to qualify for these loans if you have poor credit scores. Our quick loans for people with poor credit that pay on the same day are available to anyone who has poor credit. What are the different types of same day online loans? Two of the most popular sources of immediate cash include payday loans as well as instalment loans. While both can be used for similar reasons, there are important distinctions in how they work. Payday loans help you get by until the next paycheck. Then you'll have to repay it all in one transaction. They can come with expensive interest rates and penalties for late payments, which could create more problems than solve. An instalment Loan might be a more convenient option. This will allow you to spread out the costs and pay less each month. We provide easy loans on the same day which are flexible and affordable. What are the guarantees of same-day loans? There are lenders that offer guaranteed same day cash loans. This could mean they will be able to approve you. There are lenders who claim to provide loans in the same day to those who have poor credit and lack a garantor. These claims could be too good for true. All financial institutions authorised under the Financial Conduct Authority should be ethical and accountable when offering loans. To protect yourself from the risk of taking on debt that is not necessary, you will need to conduct affordability tests. Although responsible lenders may promise they'll transfer your loan the next day if they accept your application, they cannot promise acceptance. What is the process for our same-day loan? perform? Dot Dot Loans allows you to get the loan as swiftly as is possible. Use our short-term loan calculator and choose the amount you would like to borrow. You can also see the repayment terms that are available. Make sure to check your total cost to apply. You can receive cash on the same day as soon as possible from PS100 to PS1,000. Repayments are made over 3-9 months, depending on the amount you borrowed. It's just a matter of minutes to apply and you will get a decision in no time. We'll conduct credit and affordability checks as responsible lenders to make sure you get a loan you can be able to afford. We offer same-day loans for bad credit to UK residents in some circumstances with a condition of being able to pay back the loan. If your loan is approved, your loan will be in your account at quickly as is feasible. We offer funding for approved loans 24 hours a week. We'll then take your repayments in a timely manner. A short-term loan Illustration Borrow PS250 and make monthly payments of PS133.65 The total amount to be paid PS400.95 Interest rate 284.76 percent per year (fixed). 1228.67 percent APR Representative. Dot Dot Loans is the right choice for you as your loan lender that is available on the same day We make it easy, quick, and easy. We're also a lender that provides loans on the same day to people with people with bad credit. This means that you have a clear understanding of who's behind the loan. It's safe to apply online for one of these loans on the same day. Quick: Apply in minutes to get a quick decision and your loan within the same day (subjectto affordability). Honest Sincere you pay in advance will be the amount you pay back. Flexible: You can borrow between PS100 or PS1,000 and amortize the loan over 3-9 months, based on the amount you need to borrow. Responsible: Dot Dot is committed to lending responsibly. When we make a loan request, we perform an affordability review. This is helpful for us and benefits you by giving you confidence in your ability to control your loan. The friendly customer service team is willing to assist. Recommended: Our customers rate us 'excellent' on the site of independent reviews Trustpilot. Is a same day loan the best option for me? It's not always the best idea to apply for an instant cash loan online with low credit scores. Be realistic about the amount of the money you'd like to borrow as well as the reason you're needing it and how you will afford the monthly repayments. It is not advisable to take out another loan if your debt is already over the top. We could get you in touch with PayPlan one of the UK's leading debt counseling services If you're concerned about managing a loan. MoneyHelper, StepChange and National Debtline all offer unbiased, free advice on debt. Do I have the right to a Dot Dot Loans same-day online loan? Dot Dot Loans offers a instant cash advance when the following requirements are fulfilled: Are you over the age of 18? You have an address in the UK. UK Address You're currently working or receive benefits You have an active email address as well as your mobile number You have bank account details as well as the details of your debit card Can I get a loan on the same day if I have bad credit? We have our own set of criteria as do all responsible lenders. This will allow us to decide if we're qualified to offer you the loan you need. Keep in mind that your credit score does not really matter. We'll also take into account your income and your outgoings. In certain instances there are times when you might be eligible for an instant payday loan as well as bad credit. What is the maximum amount of cash available on the same day? can I borrow A short-term loan is used for any amount from PS100 to PS1,000. We fund your application the very same day it's accepted 24 hours a day. What is the process behind Dot Dot's same-day UK loans function? You can spread the cost of our same day online cash loans for those with bad credit in fixed instalments of 3 to 9 months, contingent on how much you take out. Check out our short-term loan calculator for details about the repayment conditions. After you've been approved, the payments will be automatically credited via Direct Debit. While your monthly payments will be the same each month, they may alter. If you're concerned you'll get behind or not make a payment, speak to our friendly team as soon as you can to establish a new plan. We won't charge you a late payment fee the consequences of missed payments could affect the credit score. What is the rate of interest? The amount you are borrowing will affect your interest rate. The short-term loan calculator we have provided is the most effective method of finding out what your rate could be. All our rates are fixed upfront. That means the monthly interest you pay remains the same. This could help to plan your budget for the loan you need today. Are there any other fees? We don't charge late-payment charges, additional interest or other unpleasant charges. Apply for a same-day UK loan now! Get instant emergency loans to people with bad credit. Get started with our short term loan calculator. Select how much you wish to take out, calculate your monthly repayments, and then check the amount you'll have to pay back. Once you're happy to go ahead, hit 'apply now and proceed to our application form. Keep in mind that we do not consider your credit score and are able to offer loans on the same day to people with poor credit. We will contact you as quickly as we can. All loans that are approved can be financed all hours of the day. For any queries you may refer to our FAQs or reach out to our friendly team.