Online Same-Day loans for people with bad credit Are you facing an emergency cost that needs to be paid for? You're not in the position of waiting for something to occur, which is why you must act fast. In addition, you may not have the money to cover the cost. Our loans are simple and same-day. are available depending on your ability to pay. Online, you can apply for between the PS100 and the PS1,000 range without security or guarantor. Once approved, your loan will be transferred the same day. We take into account more than just your credit history. If you are approved, we will transfer your loan the next day. Learn more about same-day cash loans. How do you apply for Dot Dot Loans. What are instant loans? Any loan that can be in your account within 24 hours of the time your application is approved is the one we're referring to. They usually come with an easy online application, and quick responses from lenders. Same-day loans are available to pay for unexpected costs that simply cannot wait. They are typically a short-term finance option which allows you to borrow a small amount of money to fix a temporary problem and pay back the amount you owe within a few weeks or months. What are the best uses for day-to-day cash loans? Sometimes, it's not easy to dip into your savings accounts when the unexpected happens or when unexpected costs increase. You can obtain same-day cash online to cover immediate expenses. This could include: Home maintenance bills, like boiler or washing machine repairs Repair costs of vehicles or MOTs Medical or vet expenses It's not easy to predict the future. But knowing that you can obtain loans in the same day can help to relieve some of your stress. What are the advantages of instant online loans? There's no need to fill out long forms or wait weeks to receive an answer, like you do with other types of personal finance. Dot Dot Loans can provide quick approval and you can transfer your loan within only a few hours, according to your affordability. Online applications are convenient since you don’t need to make a trip to the bank or to the store to fill out an application. Apply online on your phone or laptop computer within a matter of minutes and go about your day. A majority of same-day loans are offered without a guarantor. Since they're generally smaller loans, you may have a better chance of getting approved if you have a poor credit score. Even even if your credit score is not perfect Our short-term loans for bad credit can assist. What are the different kinds of same day online loans? Instalment loans and payday loans are two popular options for same-day cash. Although both can be used to the same purpose but there are a few key distinctions in their operations. Payday loans are intended to pay for your monthly expenses until the next paycheck. Then, you'll have to pay back all of it in one payment. They may come with the highest interest rates as well as costly late payment fees, so may cause more issues than they resolve. A loan with an instalment amount could be a better option. You can spread out the cost of borrowing with lower monthly installments. We provide loans that are quick on the same day with no late fees and are subject to financial capacity. What are guaranteed instant loan? There are lenders that offer guaranteed same-day cash loans, which implies they can guarantee the approval of your application. Certain lenders might offer guaranteed same-day loans to people with poor credit without the guarantee. These claims may seem too good to be true. Lenders that are authorized by the Financial Conduct Authority, (FCA) are required to provide loans in a fair and ethical manner. It is important to carry out affordability checks to avoid taking on any debt you might not have the money to pay. Responsible lenders will transfer your loan within 24 hours after approval However, they are not able to assure approval. What are the advantages of same-day loans? Dot Dot Loans offers a quick application for loans. Utilize our calculator for short-term loans and choose the amount you wish to borrow. There are also the repayment terms that are available. Finally, check your total amount to be applied. We can provide cash on the same day up to PS100 that can be repaid in 3-9 months, depending on the amount of money borrowed. It takes only minutes to apply and you will receive a response in no time. We are a responsible lender and we will conduct credit checks as well as affordability checks to ensure that you are able to pay for the loan. Some UK residents are able to get same-day loans with bad credit however, only in specific cases. Your loan could be in your bank account in 24 hours after approval. We fund approved loans at any time, 24 hours a day. Then, we'll collect your payment on a regular basis. Short-term loan A Representative Example The loan is PS250 over 3 months, with monthly payments of PS133.65 Total amount due PS400.95 Interest rate 284.76 percent per annum (fixed). (fixed). APR 1228.67 percent Dot Dot Loans is the best choice for your same-day loan lender Our process is fast, simple and straightforward. We offer same-day loans for people with poor credit. You'll know exactly who you're dealing with. There are 6 reasons why you should feel at ease when applying for one of our same day online loans: Quick: Apply in a matter of minutes and get a decision within minutes. You'll get your loan that day (subjects to financial affordability). Honest: The amount you agree to pay upfront is the amount that you'll repay. Flexible: You can borrow between PS100 and PS1,000 and divide the cost over 3-9months, depending on how large your amount of loan. Responsible lending: Dot Dot strives to be responsible. We perform an affordability test on all loan applications. This is not only beneficial to us, but it also benefits you with the assurance that your loan will be handled. Customer care is friendly: Our customer service team is ready to assist. Recommendation: Trustpilot has rated us with an "excellent" rating by our clients. Can I get a cash loan on the same day in my area? It's not always a good choice to get an online payday loan with poor credit. It is essential to take into consideration the amount you're applying for, the amount you need, and whether you can afford repayments. A loan won't ease your burden when you're already in debt. PayPlan the UK's most trusted debt management service, can be reached if you're worried about managing your loan. MoneyHelper, StepChange, National Debtline and National Debtline offer impartial and free debt advice. Do I have the right to a Dot Dot Loans same-day online loan? Dot Dot Loans allows you to apply for a same-day loan. Are 18 years old or older You have an UK postal address. You're employed or receiving benefits You have a valid email address as well as a mobile number You have details of your bank account and debit card. Can I get a loan same-day in the event of bad credit? As with all responsible lenders, we have our own standards for deciding whether to approve you for a loan. But remember, the focus isn't just on your credit score; we'll consider your income and outgoings too. There are still alternatives for loans that allow same-day payment even if you have bad credit. However, this is dependent on your financial capacity. What is the maximum amount of cash on the same day? can I get? The short-term loan is available between PS100 to PS1,000. We will fund your loan the very same day that we approve it, 24/7. What do Dot Dot's same-day UK loans impact the how much they are owed? It is possible to spread the costs for our cash loans on the same day for those with poor credit by fixed monthly installments of 3 to 9 months, depending on the amount you are able to borrow. Look over the sliders in our short-term loan calculator to find the repayment conditions. If your application is accepted, Direct Debit will automatically pay your loan. The monthly amount of your payment will stay the same but the details could alter. To ensure you don't fall behind on payments, or missing one Contact our helpful team today to design a new plan. While we won't charge an extra fee for late payments the consequences of missed payments could affect the credit score. What is the rate of interest? The amount you take out will affect the interest rate. Our short-term loan calculator is the ideal way to find out the interest rate you might pay. All rates are pre-determined. This means that the amount of interest you pay each month will remain the same. This can make your same day loan more affordable to budget for. Are there any additional costs? We don't charge late payment additional interest, fees or other untruthful costs. Apply now to get a UK loan same-day Get instant emergency loans for those with poor credit. Get started with our short term loan calculator. Select how much you wish to take out, calculate your monthly repayments, and then determine the amount you'll have to pay back. When you're happy with the decision Once you are satisfied, click "Apply Now" to fill out our quick application. Remember, we look beyond your credit history, which is why we can offer same day loans to people with bad credit in some cases. We will get back with you as soon as possible. Approved loans are funded at any time, 24 hours a day. We invite you to read our FAQs to learn more or call our friendly team with any questions.